Turn everyday banking into rewards you can spend
Every time you spend, pay bills or transfer, you collect Access Rewards points. Convert them into real Naira in seconds, straight into your account — all inside the Access Rewards app.
Available for Android and iOS · Free to join · Points never expire while your account is active
3M+
Rewards members
₦8B+
Redeemed in Naira
500+
Partner brands
4.8★
App store rating
How Access Rewards works
Download the app
Get the Access Rewards app and sign in with your Access Bank details in seconds.
Earn points
Collect points automatically on card spend, bill payments, transfers and more.
Watch them grow
Track your balance in real time and see exactly what each point is worth in Naira.
Redeem for Naira
Convert your points to Naira and get it credited straight to your account.
earn more than you expect
A few simple everyday habits are all it takes to build up a balance of points worth real Naira.
Spend & earn
Collect points every time you pay with your Access debit or credit card, in store or online. The more you spend, the faster your balance grows.
access morePay bills in-app
Buy airtime and data, or settle electricity and cable bills right inside the app — and earn bonus points on every payment you make.
access moreRefer your friends
Invite friends and family to Access Rewards and you both earn a welcome bonus once they download the app and start banking.
access more
24,500 pts
≈ ₦12,250 available
Redeemed to account
+₦5,000 · just now
Your points are real money in the making
Points aren't just for show. In a few taps you can cash them out as Naira, top up your airtime, or grab a gift card — whatever suits you best.
- Convert points to Naira at a clear, fixed rate
- Money credited straight to your Access account
- Or redeem for airtime, data and gift cards
- No hidden charges and no waiting around
- Everything happens inside the Access Rewards app
Download Access Rewards and start earning today
Available for Android and iOS devices
Free to join, no monthly fees
Instant redemption to Naira
Secured by Access Bank
